We Control the Outcome
We process, underwrite, close, and fund everything in-house.
We do ALL types of mortgages; VA Loans, USDA Loans, FHA 203k Loans, and more! As a mortgage banker, we're your one stop shop. We originate, process, underwrite, close and fund all of our loans in house. Great credit or bad credit, 20% down or no money down; we can help! We make mortgages fast, simple and comfortable - as they should be.
Nerds are passionate. Nerds care about the details. Nerds know things backwards, forwards, and sideways. We’re mortgage nerds because we see firsthand how much it means for someone to finally get their dream home. People light up when we say, “Yes, we can fix your credit. Yes, we can do zero down. Yes, you can afford that.” And when they cry with joy at closing and say, “Wow, that was awesome,” there’s no better feeling.
We are your mortgage nerds.
Your Mortgage Nerds are: Brian Hofmann, Pam Gustafson, Jake Knuppel, Janilee Ehlenbeck, Mike Cox, June Sebbas, Scott Bonovich, and Kelly Xiong.
Click on a photo to be taken to your Mortgage Nerd's website.
These guys all know their stuff inside and out! Plus, they have the ability to do so many different types of programs I would never look anywhere else. On top of its TOP NOTCH CUSTOMER SERVICE and went out of their way to make sure I knew what was going on at all times!
Mark | (Facebook Review)Contact Mike
The Mortgage Nerds are great to work with. If you are a veteran, you'll want to work with these guys.
Terrance | (Google+ Review)Contact Mike
We were referred to Mike Cox at Mortgage Nerds by our awesome realtor Jenny Ballwahn at Full House Realty. What a stroke of good fortune! The Mortgage Nerds team accomplished for us what four other institutions could not or would not do. We are deeply grateful to Mike and his team at Mortgage Nerds for the great service they provided in helping us into our new home.
John | (Google+ Review)Contact Mike
Mike and the team are extremely helpful. I would recommend anyone to go see them for their mortgage needs!
Jason | (Google+ Review)Contact Mike
Mike and his team are incredible, they give 100% caring service!
Dawn | (Google+ Review)Contact Mike
“I couldn't be happier with my choice to finance through Mortgage Nerds. Brian got me a much better deal than the other lender I started the process of doing a VA loan with, and made the process very easy. He explained everything in great detail and left me with no surprises.
He fielded every one of my dumb questions with a smile and reassured me when we got a few bumps due to needed repairs on the home. He then made sure everything went through at the end when it came down to the wire due to those repairs taking longer than expected.
I can't recommend these folks enough. Ask for Brian!!”
Andrew (Facebook Review) | VA Loan in Oshkosh, WIContact Brian
“My husband and I worked with Brian Hofmann from Mortgage Nerds and he made buying our first home so easy! Brian made sure to provide the best opportunities for us to make buying our first home easy. He was always readily available and willing to go above and beyond to make sure my husband and I received the mortgage we needed for our dream house! I would highly recommend working with Brian and Mortgage Nerds!”
Katelyn (Facebook Review) | Conventional Loan in Appleton, WIContact Brian
“My husband and I had an amazing experience working with Tyler Beckman at Beckmen Properties along with Brian Hofmann here at Mortgage Nerds. It was an easy process and was always kept in the loop!! Brian never once hesitated when we had questions to ask him, he always had answers for us and reassured us when we were in doubt! If I could go through it all again for the first time I would!!! Highly recommended!!”
Kelly (Google+ Review) | VA Loan in Little Chute, WIContact Brian
“Brian was awesome to work with! My wife and I had been working with another branch when we discovered they were trying to pull a fast one, and Brian jumped right in. In a matter of a week we were pre-approved for a loan and he help raise out credit scores. Being a first-time home buyer Brian and Mortgage Nerds Fox Valley made it easy and made us feel good about making the biggest investment. Thank you, Brian, and Mortgage Nerds!!”
Tobin (Facebook Review) | FHA Loan in Little Chute, WIContact Brian
“Brian Hofmann and Mortgage Nerds were amazing to work with. The process is so easy and no headaches. We enjoyed working with Brian, so much so that we are currently working with him again! Super knowledgeable staff, friendly and they have great snacks in the office. If you are in the home buying market, give him a call. Oh, and if you are a veteran, they very much recognize it and appreciate your service.”
Laura (Google+ Review) | VA Loan in Little Chute, WIContact Brian
“I rarely meet a "professional" within a profession anymore. So, when someone really shines and exceeds my expectations, I have to share my experience so that others may have the same opportunity. I am referring to Pam Gustafson and the team at Mortgage Nerds who assisted us in a refinance with a VA Loan. The service we received was 10-star to us! Pam maintained excellent communication with my questions and with all the people involved in my lending experience (which was very challenging!) If something had to be done, she was on it! In addition, we had another house that was closing after our Refinance and she worked with the title company to assist us in associated closing details. The title company made a comment about how great Pam was to work with. Thank you, Pam, for taking care of all the things that came up. It was reassuring to know you were there because I had faith that you would get it done! And you did, every time! By assisting us with this loan, you have made our lives so much better and we cannot thank you enough. For those in need of a mortgage, we give Pam and Mortgage Nerds our highest recommendation! Thanks again, Pam!!”
Sheila (Facebook Review) | VA Loan in Green Bay, WIContact Pam
“Pam was such an amazing person to work with. We wouldn't be where we are today without Pam help, especially when we kept getting turn down in the past. Very helpful and answer every single question we had. Being first time home buyer, we were very nervous about everything and Pam was there every step of the way to reassure us that everything was going to be okay. We would definitely recommend Pam to family, and friends for future home buying. Pam made our first-time home buying experience the best.”
Tina (Google+ Review) | FHA Loan in Appleton, WIContact Pam
“Our experience working with Pam was amazing. She was so helpful and personable and she made our first-time home buying experience such a positive one. The information she gave us really helped us make an informed and confident decision on a mortgage that fit our needs and was in our best interests. Thank you, Pam, for all the hard work you did for us. We love our new home!”
Ashley (Facebook Review) | Conventional Loan in Waterloo, WIContact Pam
“I was referred to Mortgage Nerds by my mother who is a realtor. She had had great experiences working with Mortgage Nerds through her clients, so when my husband and I decided to buy a home using a VA Loan, Mortgage Nerds was who was recommended to us. I can honestly say, they made the home buying process easier than we EVER thought it could be! Pam Gustafson was our loan officer (who we were referred to) and she was amazing from the beginning! She did our pre-approval in a matter of minutes and kept us in the loop EVERY step of the way. She answered all of our questions (and as first-time buyers, there were a LOT!) in a timely manner, a professional manner, and with a genuine desire to see us get through this process and wind up in the home we had chosen. Amy Coppus was our loan processor and to say she 'knows her stuff' or is 'on the ball' wouldn't quite cover it. Again, timely responses to questions (lots!), professionalism, efficient, and kept us in the loop every step of the way! Pam and Amy were quick to assure us that everything we were providing to them for documentation was normal and why it was needed, they told us ahead of time what to expect and when to expect it and what everything meant. We closed on our home on time with no delays and no 'mishaps' due to the amazing organization and efficiency of Amy and Pam, and their team at Mortgage Nerds! We couldn't be happier with the service we received from Amy, Pam, and the staff at Mortgage Nerds--they truly helped us make our dream of finally buying a home a reality!”
Amanda (Google+ Review) | VA Loan in North CarolinaContact Pam
“I would highly recommend Mortgage Nerds and Pam Gustafson to anyone looking for a mortgage loan. They have a lot of options and can surely find the one that best suits your needs. Once Pam had the information she needed for pre-approval there was very little I had to do from there except digitally sign paperwork from an easily accessible secure web site. They made the entire process easy for us as the buyers and communicated tremendously with our realtor to make the entire process seamless with little work from us. I appreciate how personal they made the experience for me and my wife even though they had multiple other customers they were working with at the same time.”
Bo (Google+ Review) | Conventional Loan in Green Bay, WIContact Pam
"My husband and I had a fantastic experience working with Scott Bonovich on the purchase of our new home. From beginning to end, he was informative, extremely thorough and attentive to our financial needs, making sure we understood the process and educating us on our financing options to help us secure the best loan program for our needs. He went above and beyond in advising us on what we needed to do to improve our credit to secure our loan. We appreciate everything Scott did for us and we highly recommend him to anyone buying a home!"
Danial & Michelle | Mortgage in Neenah, WIContact Scott
"My husband and I recently used Scott for the purchase of our first home. We didn't understand anything about the mortgage process when we started. Scott was extremely knowledgeable, patient, and attentive with us and made us feel very comfortable during the home buying process. He recommended and referred us to a realtor to help us find the perfect home. Scott was always available to answer any questions we had and that was very important to us being first time home buyers, the process sure can be stressful and intimidating. We are so glad we chose Scott and would strongly recommend him to anyone thinking about buying a home"
Tony & Erica | Mortgage in Appleton, WIContact Scott
"Plain and simple, Scott is one of the best at what he does! I tried working with my bank, but was very frustrated at their inflexibility and lack of guidance. I had challenging circumstances throughout my home buying process and Scott guided me every step of the way and was there to reassure me that everything would work out. His professionalism and knowledge throughout the mortgage process was invaluable. I don't know how I would've gotten through it without him! I appreciate everything he did for me and I highly recommend him to anyone looking for a mortgage. Scott is exactly the type of person you want working on your behalf"
Rich | Mortgage in Appleton, WIContact Scott
“We were recommended to Jake from Mortgage Nerds through my previous employer after running into financing problems with our current lender that we had been working with for 8 months! Jake was SPECTACULAR! He always has a positive outlook, was compassionate about our situation, gave great advice, and always seems to be available when needed to answer questions. He was also great at keeping us updated, even if nothing had changed, just to let us know they were still working on things. Plus, he caught something at our closing that saved a little more money! We have stayed in contact with Jake to refinance in the near future and he has given us so many tips on financial planning! He’s a miracle worker!! We are so glad we got the chance to work with him....it was a relief to have something good happen!!”
Lizz (Facebook Review) | FHA Loan in Manawa, WIContact Jake
“I worked with Jake Knuppel at Mortgage Nerds and the entire process was very professional. I, like many, ask a million questions when it comes to spending money, and having little to no knowledge of mortgage loans, I asked a lot. Jake and the guys at Mortgage Nerds were patient and always helpful in explaining things in detail.”
Erik (Google+ Review) | Conventional Loan in Menasha, WIContact Jake
“Jake Knupple was so helpful during our first home buying process! He made everything a breeze. We are extremely happy that we went through Mortgage Nerds, and that we had Jake to help us. Jake was very reliable, was great at explaining everything to us and helped ease our mind throughout the entire process. My husband and I couldn’t be happier!”
Justyne (Facebook Review) | Wheda/Coventional Loan in Appleton, WIContact Jake
“Jake was great to work with and made my first time homebuying experience great. He was there to answer all my questions and did a great job of keeping me from Stressing out about all the little things.”
Dane (Facebook Review) | Conventional Loan in Green Bay, WIContact Jake
“Jake with Mortgage Nerds was absolutely amazing with helping my husband and I buy our first home (out of state!). He was thorough with answering all of our questions, had great (FAST) communication and was extremely reliable. I will recommend Jake to all of our friends and family. He will forever be our go-to!”
Brianna (Facebook Review) | Wheda/Conventional Loan in Menasha, WIContact Jake
"Jenilee was amazing! We must have called / texted over hundred times, answers all of our questions & concerns. Would highly recommend!!"
Oscar | FHA Loan in Appleton, WIContact
“Jenilee helped us with our mortgage process. As first timers we had no idea what we were doing. Jenilee was always available for any questions we had and just made the whole process easy and exciting. I highly recommend working with them! Thank you for everything!”
Katherine | FHA Loan in Appleton, WIContact
“My wife and I bought our house about 8 or 9 months ago. These amazing people at Mortgage Nerds helped us get through the long process of buying the house. They stuck with us through multiple set-backs and continued to give support and resources to help us reach our end goal of owning a house. I remember all of the help Jenilee Ehlenbeck was to me. She was always a friendly voice that helped me to get through the processes. She made it as easy as possible to navigate the complicated process. Thank you so much Jenilee and Mortgage Nerds for your incredible help. I now Have a house for my family to grow up in. My wife, Daughter and soon to be second child love our home.”
Richard | Conventional Loan in TexasContact
We process, underwrite, close, and fund everything in-house.
Mortgages are very complex. You need a Mortgage Nerd to navigate you through it to make sure you are getting the correct mortgage for you and your unique situation.
Worried about having to make a down payment? We offer no money down financing!
365 days on call
We educate our vets on different resources to help get financing, We also are happy to pay for the appraisal for all our vets at the close of their loan.
We connect you with only the best local Realtors who can find you your dream home.
We offer many different loan types with minimum credit scores. Apply today to receive an accurate mortgage rate!
Have a question? Contact us.
Mike Cox | NMLS# 269700
Pam Gustafson | NMLS# 254280
Brian Hofmann | NMLS# 1114622
Scott Bonovich | NMLS# 273958
Jake Knuppel | NMLS# 1700366
Jenilee Ehlenbeck | NMLS# 1266202
4090 W Spencer St | Appleton, WI 54914
Phone: (920) 378-0002