We Control the Outcome
We process, underwrite, close, and fund everything in-house.
We do ALL types of mortgages; VA Loans, USDA Loans, FHA 203k Loans, and more! As a mortgage banker, we're your one stop shop. We originate, process, underwrite, close and fund all of our loans in house. Great credit or bad credit, 20% down or no money down; we can help! We make mortgages fast, simple and comfortable - as they should be.
Nerds are passionate. Nerds care about the details. Nerds know things backwards, forwards, and sideways. We’re mortgage nerds because we see firsthand how much it means for someone to finally get their dream home. People light up when we say, “Yes, we can fix your credit. Yes, we can do zero down. Yes, you can afford that.” And when they cry with joy at closing and say, “Wow, that was awesome,” there’s no better feeling.
We are your mortgage nerds.
Your MortgageNerds are: Pam Gustafson, Mike Cox, Christine Meyer, Brian Hofmann, Scott Bonovich and Lisa Rohloff
Click on a photo to be taken to your Mortgage Nerd's website.
"My experience with GSF was awesome! I would definitively recommend them to anyone, any questions I had they could answer or would find an answer for me. Great people to work with!"
Purchase Customer (Zillow) | Home Loan in Fort Atkinson, WIContact Mike
"Mike was able to answer all our questions in purchasing our new home which made the whole experience worry free .We were able to raise our credit rating with the help of a credit restoration company to the level we needed to get our mortgage thank you !"
Purchase Customer (Zillow) | Home Loan in Appleton, WIContact Mike
"We worked with Mike Cox for our home loan. He was very punctual, helpful, he described every aspect of our loan. He made himself available to answer questions, and address concerns. He made the whole process easy and painless. Got us the lowest rate."
Purchase Customer (Zillow) | Home Loan in Greenville, WIContact Mike
"We had a great experience with our mortgage and would recommend this to everyone."
Google+ Review | Home Loan in Port Richey, FLContact Mike
"My broker was Mike Cox. He was exceptionally helpful finding me the best purchase rate available (the title agent at closing commented she had never seen a purchase rate this low) and making the closing happen in 25 days from the time we locked the rate (my real estate agent hadn't seen that happen so quickly). I have recommended Mike to a friend and co-worker and will use him again in the future."
Purchase Customer (Zillow) | Home Loan in Wayzata, MNContact Mike
"I rarely meet a "professional" within a profession anymore. So, when someone really shines and exceeds my expectations, I have to share my experience so that others may have the same opportunity. I am referring to Pam Gustafson and the team at GSF Mortgage who assisted us in a refinance with a VA Loan. The service we received was 10 star to us! Pam maintained excellent communication with my questions and with all the people involved in my lending experience (which was very challenging!) If something had to be done, she was on it! In addition, we had another house that was closing after our Refinance and she worked with the title company to assist us in associated closing details. The title company made a comment about how great Pam was to work with. Thank you Pam for taking care of all the things that came up. It was reassuring to know you were there because I had faith that you would get it done! And you did, every time! By assisting us with this loan, you have made our lives so much better and we can not thank you enough. For those in need of a mortgage, we give Pam Gustafson, Amy Coppus and GSF Mortgage our highest recommendation! Thanks again, Pam!!"
sheilae123 | Home Loan in Amberg, WIContact Pam
"I had one of the best experiences of my life working with Pam Gustafson to get a mortgage! She was very helpful to me! She answered all of my questions she got to know me as a person and knew what to expect from me. She set me up with a realtor that she knew would be a great fit for me! I can't thank her and my realtor enough for all that they did for me and my family! They were with me every step of the way so it made it so exciting for me. They were both very knowledgeable. Thank you both for all that you do to help people!!!"
bkamprath10 | Home Loan in Appleton, WIContact Pam
"There are not enough good words in the English language to describe working with Pam. We came into our home buying process with quite the puzzle. We had multiple homes to sell to buy our new home. It seemed like every other day the circumstances changed, what we needed to do and how to get to the end goal changed and Pam was right there. I threw every possible scenario at her and she never faltered, never became frustrated at the ever changing picture we presented and was only ever helpful and uplifting. She went above and beyond what we asked of her every single day of this very long ordeal. When we wanted to quit and throw in the towel she was there offering words of encouragement. She let me vent and have a breakdown when things weren’t working out how we hoped. She listened when we needed it, she helped in any way she could and she truly helped make our dream come true."
Megan Keefer | Mortgage in Appleton, WIContact Pam
“Couldn’t say enough good things about GSF and it’s employees. Our personal lender Brian H, was hands down the best. From the first time we walked in, he showed us all the options we had available to us, and picked out the one that would work out the best for our family. He even showed up at our closing, which we were elated with, it really showed he wanted to see the mortgage from beginning to end. We have recommended Brian to many of our friends.”
Purchase Customer (Google+) | Mortgage in Appleton, WIContact Brian
“My fiance and I had a great experience with GSF Mortgage! We were first time home buyers and knew ABSOLUTELY nothing about home buying or all the things that go with it! Brian walked us through the whole process and explained things over and over again, if we didn’t understand them. We have recommended him (and GSF) to all our friends who are looking to buy. Even after we bought our house, I know we can contact GSF with any questions on our mortgage. Thanks again for a great first home buying experience!”
Purchase Customer (Google+) | Home Loan in Kaukauna, WIContact Brian
“I went through GSF for my home loan and my experience was amazing! From the moment I contacted Brian I felt at ease and comfortable with the entire process. He guided me through every step and never once made me feel stressed or that something would go wrong. He checked in with me frequently asking how my house hunting was going and once I found a house I wanted to make an offer on, he provided me and my Realtor with everything we needed in a timely manner. Closing was also quick and painless. I highly recommend GSF!”
Purchase Customer (Google+) | Home Loan in Appleton, WIContact Brian
"My husband and I had a fantastic experience working with Scott Bonovich on the purchase of our new home. From beginning to end, he was informative, extremely thorough and attentive to our financial needs, making sure we understood the process and educating us on our financing options to help us secure the best loan program for our needs. He went above and beyond in advising us on what we needed to do to improve our credit to secure our loan. We appreciate everything Scott did for us and we highly recommend him to anyone buying a home!"
Danial & Michelle | Mortgage in Neenah, WIContact Scott
"My husband and I recently used Scott for the purchase of our first home. We didn't understand anything about the mortgage process when we started. Scott was extremely knowledgeable, patient, and attentive with us and made us feel very comfortable during the home buying process. He recommended and referred us to a realtor to help us find the perfect home. Scott was always available to answer any questions we had and that was very important to us being first time home buyers, the process sure can be stressful and intimidating. We are so glad we chose Scott and would strongly recommend him to anyone thinking about buying a home"
Tony & Erica | Mortgage in Appleton, WIContact Scott
"Plain and simple, Scott is one of the best at what he does! I tried working with my bank, but was very frustrated at their inflexibility and lack of guidance. I had challenging circumstances throughout my home buying process and Scott guided me every step of the way and was there to reassure me that everything would work out. His professionalism and knowledge throughout the mortgage process was invaluable. I don't know how I would've gotten through it without him! I appreciate everything he did for me and I highly recommend him to anyone looking for a mortgage. Scott is exactly the type of person you want working on your behalf"
Rich | Mortgage in Appleton, WIContact Scott
“I love GSF Appleton and had one of the best experiences. I worked with Mike Cox and also worked closely with his assistant Jake. I was blown away at the knowledge and professionalism Jake possessed. He was courteous and always responded to me quickly. I felt comfortable and at ease throughout the entire transaction. You guys are the best!”
Bradley F |Contact Jake
“I had stopped in unannounced and Jake was there to greet me. I had a ton of questions and was all over the place! He calmed my nerves and made me feel I was in good hands. He was able to go over and above answering my questions and was really funny! He took my financing from start to finish with the Loan Officer and never left me out of the loop. He has the makings of a wonderful originator!”
Sarah R |Contact Jake
“Jake K was incredible! Whenever I spoke with him or reached out, he was on his toes. He never left me hanging and always delivered the answers I was looking for. He was a joy to work with!”
Cori G |Contact Jake
“Christine in an absolute Rock Star when it comes to processing! She gets constant props from our internal staff because of her detailed and consistent effort on every file!”
Sue H | Corporate Processing ManagerContact Christine
“I had the pleasure of working with Christine on a number of items needed in order to keep my purchase moving forward in a timely fashion. I was nervous since she was not the Loan Officer. She exceeded my expectations and was very knowledgeable! She truly helped me in the friendliest way! “
Donna K |Contact Christine
“Christine had to give me a lot of direction when it came to the documentation I needed. My purchase was not the cleanest- But she never made me feel that way! She had great expertise and went out of her way to ensure I obtained the documents necessary. She did a fantastic job communicating everything!”
Carl M |Contact Christine
We process, underwrite, close, and fund everything in-house.
Mortgages are very complex. You need a Mortgage Nerd to navigate you through it to make sure you are getting the correct mortgage for you and your unique situation.
Worried about having to make a down payment? We offer no money down financing!
365 days on call
We educate our vets on different resources to help get financing, We also are happy to pay for the appraisal for all our vets at the close of their loan with GSF Mortgage Corp.
We connect you with only the best local Realtors who can find you your dream home.
We offer many different loan types with minimum credit scores. Apply today to receive an accurate mortgage rate!
Mike Cox | NMLS# 269700
Pam Gustafson | NMLS# 254280
Brian Hofmann | NMLS# 1114622
Scott Bonovich | NMLS# 273958
Jake Knuppel | NMLS# 1700366
Serving WI, IL, FL, CA, TX, MN, NC, IA
4090 W Spencer St | Appleton, WI 54914
Phone: (920) 378-0002