USDA Loans
- No money down
- Great rates
- Exclusive to homes in rural areas (can’t beat the view)
Go home with us.
Helping you buy a home is our passion.
Climb atop Mt. Mortgage, and you’ll find us waiting to dispense wisdom upon the unknowing masses who dare seek our guidance and deep knowledge of all that is home loan financing.
We’re kidding, we’re not like that at all! But we know some others may seem that way. The truth is that getting a home loan is complicated, but the calculations, paperwork and processes shouldn’t be the things on your mind when you buy a home. You have enough to worry about. You also have a lot to be excited about!
Leave the details to us, we’re MortgageNerds, and we LOVE being able to crunch numbers and work through the cumbersome home loan process to get you the mortgage you need to move in.
Seeing the look on our clients faces when they close on their dream homes is what gets us out of bed every morning.
Why finance your home with MortgageNerds?
Because no other mortgage company cares as much as we do about getting you into your home. Next question.
Okay, that sounds a bit cliché, we know. There are, however, plenty of reasons why we’re proud to be able to help you with your mortgage. Here’s why we believe we can do the most to get your home loan financed:
We’re Experienced
Mortgage Brokers
We have the best mortgage programs available
We don’t believe that you have to choose between a big, impersonal bank that offers every mortgage available, and a local mortgage broker, who doesn’t have access to the best, exclusive mortgage programs.
Our Mortgage Nerds have access to the best mortgage programs around, and the most resourceful minds in the business to creatively solve any challenge you can throw at them.
Some of these mortgage programs include:
VA Home Loans
- No money down
- 100% cash out
- No PMI
- Exclusive to US Veterans (We love our veterans every day!)
FHA Home Loans
- Low down payment
- Low rates
- Flexible underwriting guidelines
- Co-signer permitted
WHEDA Home Loans
- No money down
- Strict underwriting guidelines
- No PMI for first time homebuyers Income restrictions
FHA 203K Refinancing Renovation Loan
- Rehab loan
- This makes any home financeable
Serve and Protect Benefit
- Exclusive to firefighters, police officers, EMT, nurses, teachers and others
- Great rates
100 Exclusive Home Loan Program
- Exclusive Programs
- 20-year mortgage with no down payment
Doctor Home Loan
- 100% financing with great rates
Lightning Home Loans
- We can close your loan in 15 days
We love being able to tell our clients “yes” when everybody else has told them no! Many of these programs include little to no money down and are available for clients with lower credit scores.
We know your situation is unique
Remember how we said we have access to the same programs the big banks and lenders do? We don’t treat you like you’re just another unit we’ve moved. Our goal is getting you the best program for you.
We know that’s different for everybody, so our process begins with getting to know you and your unique situation. Instead of just throwing popular choices at you, or assuming your situation is the same as the last one, we want to give you a mortgage that is surprisingly customized for you.
Working with MortgageNerds means you get the best of both worlds – a huge well of knowledge, expertise and experience that is personal, relational and knows how unique your home financing situation is.
Our Team of Mortgage Nerds5 Star Mortgage Broker
Like Jedi Knight, friendly neighborhood Spider Man, or USS Enterprise captain, the title of mortgage nerd is one that comes with important distinctions and responsibilities. Here’s our team:
Mike Cox, Pam Gustafson, Brian Hofmann, Scott Bonovich, Jake Knuppel, Jenilee Ehlenbeck, and Kelly Xiong
Get to know your
Mortgage Nerds team!
We asked everybody in the office to tell us something random and fun about themselves. Here’s what your mortgage nerds had to say!
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Mike Cox
Broker/Owner
★★★★★
NMLS#269700 -
Brian Hofman
Broker/Owner ★★★★★
NMLS#1114622 -
Pam Gustafson
Mortgage Advisor ★★★★★
NMLS#254280 -
Scott Bonovich
Mortgage Advisor ★★★★★
NMLS#1114622 -
Jake Knuppel
Mortgage Advisor ★★★★★
NMLS#1700366 -
Jenilee Ehlenbeck Mortgage Advisor ★★★★★
NMLS#1266202 -
Kelly Xiong Mortgage Processor★★★★★
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Reviews for Mike Cox
“My experience with Mortgage Nerds was awesome! I would definitively recommend them to anyone, any questions I had they could answer or would find an answer for me. Great people to work with!”
Purchase Customer (Zillow) | Fort Atkinson, WI
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Reviews for Brian Hofman
“Brian was awesome to work with! My wife and I had been working with another branch when we discovered they were trying to pull a fast one, and Brian jumped right in. In a matter of a week we were pre-approved for a loan and he help raise out credit scores. Being a first-time home buyer Brian and Mortgage Nerds Fox Valley made it easy and made us feel good about making the biggest investment. Thank you, Brian, and Mortgage Nerds!!”
Tobin | Little Chute, WI
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Reviews for Pam Gustafson
“I rarely meet a “professional” within a profession anymore. So, when someone really shines and exceeds my expectations, I have to share my experience so that others may have the same opportunity. I am referring to Pam Gustafson and the team at Mortgage Nerds who assisted us in a refinance with a VA Loan. The service we received was 10 star to us! Pam maintained excellent communication with my questions and with all the people involved in my lending experience (which was very challenging!) If something had to be done, she was on it! In addition, we had another house that was closing after our Refinance and she worked with the title company to assist us in associated closing details. The title company made a comment about how great Pam was to work with. Thank you Pam for taking care of all the things that came up. It was reassuring to know you were there because I had faith that you would get it done! And you did, every time! By assisting us with this loan, you have made our lives so much better and we can not thank you enough. For those in need of a mortgage, we give Pam Gustafson, Amy Coppus and Mortgage Nerds our highest recommendation! Thanks again, Pam!!”
sheilae123 | Amberg, WI
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Reviews for Scott Bonovich
“My husband and I had a fantastic experience working with Scott Bonovich on the purchase of our new home. From beginning to end, he was informative, extremely thorough and attentive to our financial needs, making sure we understood the process and educating us on our financing options to help us secure the best loan program for our needs. He went above and beyond in advising us on what we needed to do to improve our credit to secure our loan. We appreciate everything Scott did for us and we highly recommend him to anyone buying a home!”
Danial & Michelle | Neenah, WI
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Reviews for Jake Knuppel
“Jake was great to work with and made my first time home buying experience great. He was there to answer all my questions and did a great job of keeping me from Stressing out about all the little things.”
Dane | Green Bay, WI
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Reviews for Jenilee Ehlenbeck
“My wife and I bought our house about 8 or 9 months ago. These amazing people at Mortgage Nerds helped us get through the long process of buying the house. They stuck with us through multiple setbacks and continued to give support and resources to help us reach our end goal of owning a house. I remember all of the help Jenilee Ehlenbeck was to me. She was always a friendly voice that helped me to get through the processes. She made it as easy as possible to navigate the complicated process. Thank you so much, Jenilee and Mortgage Nerds for your incredible help. I now Have a house for my family to grow up in. My wife, daughter and soon to be second child love our home.”
Katherine | Appleton, WI
It’s the fun facts and unique traits that make life interesting. We believe the exact same goes for your mortgage situation. No two are alike! While you may not be looking for homes in Australia or trying to buy a home with your jaw wired shut, we know that there aren’t blanket one-size-fits all answers for everybody.
It’s why we approach your situation the way we do – seeing you and your mortgage needs as unique and fun! We love to dig in and overcome challenges – you might even say that we’re nerdy about it.
Let us find you the right mortgage
If you’re looking for a loan, talk to us. As mortgage nerds, we will do everything possible to get you that perfect loan, based on your unique situation. We won’t talk down to you, or assume you know the dictionary of words specific to the home finance industry. Who has time to memorize an entire dictionary?
Well, we do…but that’s because we’re mortgage nerds!
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